<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Smart-Wallet on PlumePHP</title><link>https://plumephp.com/tags/smart-wallet/</link><description>Recent content in Smart-Wallet on PlumePHP</description><generator>Hugo</generator><language>zh-CN</language><lastBuildDate>Mon, 28 Sep 2026 10:00:00 +0800</lastBuildDate><atom:link href="https://plumephp.com/tags/smart-wallet/index.xml" rel="self" type="application/rss+xml"/><item><title>账户抽象与智能合约钱包：ERC-4337 与 UserOp</title><link>https://plumephp.com/blockchain-account-abstraction/</link><pubDate>Mon, 28 Sep 2026 10:00:00 +0800</pubDate><guid>https://plumephp.com/blockchain-account-abstraction/</guid><description>&lt;p&gt;账户抽象（Account Abstraction）是钱包体验变革的核心：让「钱包」从「私钥签名地址」进化为「可编程的智能合约账户」。ERC-4337 提出了一套&lt;strong&gt;无需改共识&lt;/strong&gt;的账户抽象方案——通过 EntryPoint 合约与 UserOperation，把「谁签名、怎么付费、批量做什么」从协议层解耦到应用层。&lt;/p&gt;</description></item></channel></rss>